The Community Loan Center of West Central Indiana (CLC-WCI) recruits employers in Benton, Boone, Carroll, Clinton, Fountain, Montgomery, Putnam, Tippecanoe, Warren and White counties to offer an innovative small loan program to their employees. The CLC-WCI program is offered at no cost to participating employers in their service territory. When an employee at a participating employer needs a loan, they can apply by clicking on the “Apply Now” button on the CLC-WCI website. 

  • quick approval
  • streamlined underwriting
  • ·no credit reports

CLC-WCI borrowers may access their account anytime online. The innovative website eliminates the need for storefronts and high overhead costs resulting in much lower loan costs.  The CLC-WCI program provides free, no obligation financial counseling to all CLC-WCI borrowers. The CLC-WCI financial counselors help borrowers become more financially empowered to manage their personal finances and to use credit responsibly.

The CLC-WCI model is customer centric and engages community lenders who understand the needs of consumer loan borrowers. The overarching goal is to help CLC-WCI borrowers meet current and ongoing financial obligations and achieve a sense of security in their financial future.

Community Loan Center of West Central Indiana loans feature:

  • no collateral
  • affordable repayment options
  • no pre-payment penalties



An eligible employee can apply for a CLC-WCI loan online anytime. The CLC-WCI loan approval process is quick and easy since the entire loan application process is automated and credit underwriting is not required. After the employer verifies employment of the employee/borrower, the employee signs the loan documents online. CLC-WCI loan proceeds are transferred directly into the borrower’s bank account. CLC-WCI loan repayments begin on the employee’s next payday through payroll deduction. The CLC-WCI earns the interest from repayment of the loans.

Marie Morse, Executive Director
671 N 36th St
Lafayette, IN 47901